snrretirement

Forget the 4% Rule. Why Retirees Need to Rethink Their Withdrawal Strategy.0
- Finance
- December 12, 2021
Remember that 4% rule? Inflation and lower returns means that it may be more like 3.3%—or even lower. But the better move for retirees just might be to scrap the old rule entirely and take a more dynamic approach. Rules of thumb help make an abstract and complicated process easier. The 4% rule was never
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Forget the 4% Rule. Today’s Retirees Need Flexibility.0
- Finance
- December 10, 2021
Remember that 4% rule? Inflation and lower returns means that it may be more like 3.3%—or even lower. But the better move for retirees just might be to scrap the old rule entirely and take a more dynamic approach. Rules of thumb help make an abstract and complicated process easier. The 4% rule was never
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Most Retirement Planning Is Wrong, Economist Laurence Kotlikoff Says. Here’s How to Think About It.0
- Finance
- September 12, 2021
Economist Laurence Kotlikoff thinks that most financial planners go about it wrong. Rather than helping clients amass wealth for a retirement-income target, the Boston University professor says the emphasis should be on smoothing and protecting spending throughout a person’s life and then saving toward that goal. Kotlikoff advises most retirees to wait as long as
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This Economist Says Most Retirement Planning Is Wrong. Here’s How You Should Think About It.0
- Finance
- September 10, 2021
Economist Laurence Kotlikoff thinks that most financial planners go about it wrong. Rather than helping clients amass wealth for a retirement-income target, the Boston University professor says the emphasis should be on smoothing and protecting spending throughout a person’s life and then saving toward that goal. Kotlikoff advises most retirees to wait as long as
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